⚠️ For informational purposes only. Not financial advice. Read our full disclaimer.

Terms of Use & Disclaimer

Last updated: April 6, 2026

Important — Please Read
FreeSubscriptionTracker.org provides free financial tools, including a subscription tracker, budget calculators, and related resources. These tools are designed for informational and educational purposes only. They do not constitute financial advice, and no professional-client relationship is created by using this website. By accessing or using any part of FreeSubscriptionTracker.org, you agree to be bound by these Terms of Use.

1. Not Professional Financial Advice

The tools, calculators, articles, and content provided on FreeSubscriptionTracker.org are for general informational and educational purposes only. Nothing on this website should be interpreted as professional financial advice, investment guidance, or a recommendation to take any specific financial action.

We are not licensed financial advisors, certified financial planners, accountants, or attorneys. The information presented here is not a substitute for professional advice tailored to your individual financial situation. Always consult a qualified financial professional before making significant financial decisions.

2. Estimates Only

All calculations, projections, and outputs generated by our tools — including the subscription tracker, debt payoff calculator, budget calculator, savings goal calculator, compound interest calculator, and net worth calculator — are estimates only. They are not guarantees, promises, or precise predictions of any financial outcome.

These estimates are based on the information you enter and on simplified mathematical models. Real-world results will vary due to factors such as changing subscription prices, billing cycle differences, fees, interest rate fluctuations, inflation, and other variables that our tools cannot fully account for.

3. Your Responsibility

By using FreeSubscriptionTracker.org, you acknowledge and agree that you are solely responsible for any financial decisions you make based on information obtained from this website. This includes, but is not limited to:

We strongly encourage you to verify all information independently and consult with qualified professionals before making financial decisions that could materially affect your finances.

4. No Liability

To the fullest extent permitted by applicable law, FreeSubscriptionTracker.org, its owners, operators, contributors, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or related to your use of this website, its tools, or its content.

This limitation of liability applies regardless of the legal theory on which the claim is based, including but not limited to negligence, breach of warranty, breach of contract, or strict liability, and whether or not we have been advised of the possibility of such damages. This includes, without limitation, damages for lost profits, lost savings, missed subscription cancellation deadlines, inaccurate calculations, or any other financial loss.

5. No Guarantees of Accuracy

While we make reasonable efforts to ensure the accuracy, completeness, and timeliness of the information and tools provided on FreeSubscriptionTracker.org, we make no warranties or representations of any kind, express or implied, regarding:

Subscription pricing, billing terms, and service availability change frequently. We cannot guarantee that any pricing information referenced on this site is current at the time you read it.

6. Use at Your Own Risk

FreeSubscriptionTracker.org and all of its tools, content, calculators, and resources are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

You assume all risk associated with using this website. We do not warrant that the site will meet your requirements, that results obtained from using the tools will be accurate or reliable, or that any errors in the site or its tools will be corrected.

7. Do Your Own Research

The tools on FreeSubscriptionTracker.org are designed to help you organize and visualize your subscription spending and financial data. They are a starting point, not an endpoint. We strongly encourage you to:

8. Data Storage & Privacy

FreeSubscriptionTracker.org is designed with your privacy in mind. All subscription data and personal financial information you enter into our tools is stored locally in your web browser using technologies such as localStorage. This means:

For information about cookies, analytics, and advertising technologies used on this site, please refer to our Privacy Policy.

9. Third-Party Links and Content

FreeSubscriptionTracker.org may contain links to third-party websites, services, or resources. These links are provided for your convenience and informational purposes only. We do not endorse, control, or assume responsibility for the content, privacy practices, or accuracy of any third-party website or service.

Accessing third-party links is entirely at your own risk, and you should review the terms and privacy policies of any external site before providing personal information or relying on its content. We are not liable for any damages or losses caused by your interaction with third-party websites or services.

10. Indemnification

You agree to indemnify, defend, and hold harmless FreeSubscriptionTracker.org, its owners, operators, contributors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

11. Changes to These Terms

We reserve the right to modify, update, or replace these Terms of Use at any time and at our sole discretion. Changes will be effective immediately upon posting the updated terms on this page, with the "Last updated" date revised accordingly.

Your continued use of FreeSubscriptionTracker.org after any changes to these terms constitutes your acceptance of the revised Terms of Use. We encourage you to review this page periodically to stay informed about our terms and conditions.

12. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from or relating to these terms or your use of FreeSubscriptionTracker.org shall be resolved in accordance with applicable federal and state law. You agree that any legal action or proceeding related to these terms shall be brought exclusively in the courts of competent jurisdiction.

13. Contact

If you have any questions, concerns, or feedback about these Terms of Use or anything else related to FreeSubscriptionTracker.org, please reach out to us at:

hello@freesubscriptiontracker.org

In plain English
FreeSubscriptionTracker.org is a free tool built to help you see and organize your subscriptions and finances in one place. It is not a replacement for professional financial advice. We do our best to make the tools accurate and useful, but we cannot guarantee perfection. Your financial data stays in your browser — we never see it. By using the site, you accept that you are responsible for your own financial decisions. If something important is on the line, talk to a qualified professional.